<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>117</termId><termName>Income over cost-of-living ratio</termName><termType>TT</termType><termLanguage>en-EN</termLanguage><termVocabulary>SYMSITES</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>Income over cost-of-living ratio</termSortkey><termNote label="Scope"><![CDATA[ <p>SYMSITES k-SDSS</p> ]]></termNote><termNote label="Definition"><![CDATA[ <p>The "Income over cost-of-living ratio" is a financial metric that measures the relationship between the income of individuals or households and the cost of basic necessities required to live in a particular area.</p>
<p>This ratio provides a clear indication of the affordability and economic well-being of residents, as it shows exactly how much of their income is consumed by essential expenses.</p>
<p>These include housing, food, healthcare, and transportation.</p> ]]></termNote><termNote label="Definition"><![CDATA[ <p>The "Income over cost-of-living ratio" is a financial metric that measures the relationship between the income of individuals or households and the cost of basic necessities required to live in a particular area.</p>
<p>This ratio provides a clear indication of the affordability and economic well-being of residents, as it shows exactly how much of their income is consumed by essential expenses.</p>
<p>These include housing, food, healthcare, and transportation.</p> ]]></termNote><termCreatedDate>Income over cost-of-living ratio</termCreatedDate><relation><relationType>RT</relationType><termId>24</termId><termName>Living Conditions</termName><termType>PT</termType></relation></term>  </Zthes>