<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>28</termId><termName>Affordability of housing</termName><termType>PT</termType><termLanguage>en-EN</termLanguage><termVocabulary>SYMSITES</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>Affordability of housing</termSortkey><termNote label="Scope"><![CDATA[ <p>SYMSITES k-SDSS</p> ]]></termNote><termNote label="Definition"><![CDATA[ <p>The affordability of housing can be measured by the housing cost overburden rate, which shows the proportion of the population living in households where total housing costs account for more than 40% of disposable income.</p> ]]></termNote><termNote label="Definition"><![CDATA[ <p>The affordability of housing can be measured by the housing cost overburden rate, which shows the proportion of the population living in households where total housing costs account for more than 40% of disposable income.</p> ]]></termNote><termCreatedDate>Affordability of housing</termCreatedDate><relation><relationType>BT</relationType><termId>26</termId><termName>Housing</termName><termType>PT</termType></relation></term>  </Zthes>